Medicare fraud is one of the most common types of financial abuse that can happen to senior adults. Despite efforts made by the government to curtail Medicare fraud, billions of dollars are wasted each year on fraudulent claims, and seniors who are victims of fraud experience unnecessary stress. Fortunately, Annapolis Home Care Assistance offers several simple ways for seniors and their families to prevent fraud.
Protect Personal Information
Criminals use a senior’s personal information to gain access to his or her accounts, and identity thieves use new techniques every day. A common tactic used by identity thieves is calling senior adults and falsely claiming to be a Medicare representative who needs to confirm their social security or health account number. Once a senior gives this information over, it is then used to commit fraud. Seniors should know that Medicare never requests this information over the phone, and they should only give their identification number to those they know have a legitimate purpose for having it, such as a hospital where they are seeking treatment.
Detect Errors and False Claims
When a senior adult has multiple health care bills, it can be hard to keep track of what services they have received. Having a live-in or part-time caregiver in Annapolis keep a calendar of recent appointments that can then be cross-compared to the bill is a simple method for detecting errors. Seniors and their families should note any charges for items that they never received or for services that have been elevated to more than what was provided during an office visit.
Report Suspicious Activity
Seniors should keep in mind that there is sometimes an honest reason for a discrepancy on their bill. If the provider of a product or service is known, then a quick phone call to a representative may allow the senior to understand why a charge was billed. However, instances where a legitimate explanation cannot be found should always be reported to the Medicare office or the Inspector General. When reporting suspected fraud, be sure to have all pertinent information on hand such as the provider’s name, dates of all suspicious transactions, and any reasons why it is believed that Medicare should not have paid so that the matter can be resolved as quickly as possible.
To learn more about promoting a safe, healthy, and high-quality life for your senior loved one, call Home Care Assistance at 443-302-2771 any time of day or night. We’re known for our memory care services, but we also offer reliable respite care and live-in home care for seniors in Annapolis. Call us today. We look forward to hearing from you.